/* The original V2 palette and framing symbol, prepared for ZinsFelix.de. */
:root{--navy:#172c49;--blue:#2859cc;--muted:#4b5e76;--line:#d1dce9;--light:#f2f6fb;--brand:var(--navy);--teal:var(--blue);--ink:var(--navy);--paper:#fff;--error:#9d3035;--receipt-green:var(--blue);--receipt-tint:#edf3fe;--wrap:1240px}
html{scroll-padding-top:115px}body{font-size:16px;line-height:1.75;-webkit-font-smoothing:antialiased}h1,h2,h3{font-weight:600;letter-spacing:-.045em;text-wrap:balance}p{margin-bottom:18px}a,button,input,select,summary{touch-action:manipulation}.wrap{width:min(1240px,calc(100% - 80px))}
.button{border-radius:4px;min-height:52px;font-size:15px;font-weight:650;letter-spacing:-.015em;padding:15px 21px;box-shadow:none}.button:hover{background:#204db4;transform:none}.button-light{color:var(--navy)}.button-outline{background:#fff;color:var(--navy)}.text-button{min-height:44px;font-size:14px}.eyebrow{font-size:11px;line-height:1.6;font-weight:700;letter-spacing:.13em;margin-bottom:22px}
.site-header{position:sticky;top:0;z-index:100;background:#fffffffa;backdrop-filter:blur(14px)}.header-row{min-height:93px;gap:27px}.brand{font-size:34px;letter-spacing:-.06em;gap:12px}.brand-mark{width:43px;height:43px;flex:none;color:var(--navy)}.domain-suffix{font-size:.52em;font-weight:550;letter-spacing:-.02em;margin-left:1px;color:var(--blue)}.header-row nav{gap:27px;font-size:14px}.header-row .button-small{min-height:46px;font-size:13px;padding:12px 16px}.header-cta-short{display:none}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:3px;min-height:44px;padding:8px 12px;font:inherit;font-size:13px}
.hero{background:#f4f7fb;padding:62px 0 0;border-bottom:1px solid var(--line)}.hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:66px;align-items:center}.hero h1{font-size:clamp(49px,4.9vw,70px);line-height:1.08;font-weight:600;letter-spacing:-.055em}.hero-lead{font-size:18px;line-height:1.75;max-width:42ch;margin-top:23px}.hero-actions{margin-top:27px;gap:22px}.hero-actions .secondary-link{font-size:13px}.hero-reassurance{display:flex;align-items:center;gap:7px;flex-wrap:wrap;font-size:13px;margin-top:18px}.hero-reassurance .dot{margin:0 3px}.hero-provider{font-size:12px;line-height:1.7;margin:24px 0 4px;color:var(--navy)}.hero-provider>span{color:var(--muted);margin-right:7px}.hero-fineprint{font-size:11px;line-height:1.6;color:var(--muted);max-width:50ch}.hero-visual{position:relative;padding:0 0 49px}.hero-photo{height:450px;width:100%;border-radius:5px 44px 5px 5px;object-fit:cover;object-position:56% center}.visual-label{position:absolute;left:-24px;right:20px;bottom:0;padding:25px 27px;background:var(--navy);border-radius:4px;box-shadow:0 15px 32px #172c4914;display:flex;justify-content:space-between;align-items:center;gap:22px}.visual-label small{font-size:10px;line-height:1.5;letter-spacing:.13em;color:#c1cfe3;margin:0 0 5px}.visual-label strong{font-size:37px;line-height:1.2;letter-spacing:-.055em;font-weight:550;white-space:nowrap}.visual-label em{font-size:13px;font-style:normal;letter-spacing:0;margin-left:4px}.visual-label p{font-size:11px;line-height:1.8;color:#d7e0ee;margin:0;max-width:22ch}
.duration-rail{display:grid;grid-template-columns:minmax(230px,1fr) 1.65fr;gap:44px;align-items:center;border-top:1px solid #d0dbea;margin-top:45px;padding-block:26px}.rail-kicker{font-size:9px;font-weight:700;letter-spacing:.13em;color:var(--blue)}.duration-rail h2{font-size:19px;line-height:1.4;letter-spacing:-.025em;margin-top:5px}.duration-links{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:9px}.duration-links a{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:76px;background:#fff;border:1px solid #bfcfe3;border-radius:4px;color:var(--navy);text-decoration:none;transition:background .15s,border-color .15s}.duration-links strong{font-size:23px;line-height:1.2;font-weight:600;letter-spacing:-.04em}.duration-links span{font-size:11px;margin-top:3px}.duration-links a:hover{background:#e7efff;border-color:var(--blue)}.duration-links a:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.facts-strip{background:var(--navy);color:#fff;border:0;padding:26px 0}.facts-grid{gap:34px}.fact+.fact{border-left:1px solid #ffffff30;padding-left:36px}.fact-label{font-size:9px;letter-spacing:.12em;line-height:1.5;color:#b9c9e0;margin-bottom:7px}.fact>strong{font-size:29px;line-height:1.25;font-weight:550}.fact strong small{font-size:14px;color:#d8e2ef}.fact p{font-size:12px;line-height:1.65;color:#d6e0ee;margin:5px 0 0}.facts-strip .source-line{font-size:10px;line-height:1.6;color:#bdcce0;margin-top:18px;max-width:1240px}
.section{padding:80px 0}.section-heading{gap:70px;margin-bottom:35px}.section-heading h2,.request-copy h2,.calculator-layout h2,.faq-layout h2{font-size:42px;line-height:1.16}.section-heading>p{font-size:15px;line-height:1.8}.section-heading .eyebrow{margin-bottom:16px}
.request-section{background:#fff;border-top:0;border-bottom:1px solid var(--line)}.request-layout{grid-template-columns:minmax(0,.83fr) minmax(0,1.17fr);gap:94px;align-items:start}.request-copy>p:not(.eyebrow){font-size:16px;line-height:1.8;margin-top:22px;max-width:41ch}.request-steps{margin:30px 0}.request-steps>div{padding:17px 0;border-color:var(--line);gap:15px}.request-steps>div>span{width:29px;min-width:29px;height:29px;border:0;border-radius:0;background:#edf3fd;color:var(--blue);font-size:11px}.request-steps strong{font-size:15px}.request-steps small{font-size:13px;line-height:1.7}.request-note{padding:0;border:0;border-left:2px solid #b6c9e4;border-radius:0;background:transparent;padding-left:18px;gap:0}.request-note-symbol{display:none}.request-note strong{font-size:13px}.request-note p,.request-note a{font-size:12px;line-height:1.8}
.request-form{border:1px solid #bdcde2;border-top:3px solid var(--blue);padding:32px 34px;border-radius:5px;box-shadow:0 10px 40px #172c4907;min-width:0}.form-heading{font-size:12px;gap:12px;line-height:1.5;align-items:center}.form-product{background:none;color:var(--blue);padding:0;font-size:12px;letter-spacing:-.01em}.step-counter{font-size:12px;color:var(--muted)}.step-progress{height:3px;margin:17px 0 27px;background:#e1e8f2}.step-progress span{background:var(--blue)}.form-step{border:0;min-width:0;padding:0;margin:0}.form-step legend{font-size:26px;line-height:1.3;margin-bottom:10px;padding:0;width:100%;float:none}.form-step:focus{outline:none}.form-step:focus-visible{outline:2px solid var(--blue);outline-offset:8px}.step-sub{font-size:12px;color:var(--muted);line-height:1.6;margin-bottom:21px}.term-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.term-option>span{min-height:91px;padding:15px 6px;border-radius:4px;border-color:#becde0}.term-option strong{font-size:29px;line-height:1.2;font-weight:600;letter-spacing:-.05em}.term-option small{font-size:11px;margin-top:4px;line-height:1.6}.option:hover>span{border-color:#7297da;background:#f3f7ff}.option input:checked+span{background:#e9f0fe;border-color:var(--blue);box-shadow:inset 0 0 0 1px var(--blue)}.amount-options{gap:11px;margin-top:20px}.amount-option>span{min-height:66px;padding:14px 7px;align-items:center;font-size:14px;border-color:#becde0;border-radius:4px}.amount-warning{font-size:12px;line-height:1.8;padding:12px;margin-top:17px}.step-note{font-size:11px;line-height:1.8;color:var(--muted);margin-top:18px}.form-nav{margin-top:25px;gap:18px}.form-nav [data-next]{font-size:14px;min-height:49px}.form-nav [data-back]{font-size:13px}.form-status{font-size:11px;line-height:1.7;padding:0;border:0;background:none;margin-top:18px;color:var(--muted);overflow-wrap:anywhere}.form-status.is-error{padding:12px;background:#fff3f1;border-left:3px solid #a43738;color:#89272c;font-size:13px}.form-status:focus{outline:2px solid var(--blue);outline-offset:3px}.recipient-note{font-size:10px;line-height:1.8;color:var(--muted);border-top:1px solid #e0e7f0;padding-top:13px;margin-top:16px}.form-contact{font-size:11px;line-height:1.6;margin-top:10px;padding:0;border:0;text-align:left}.form-contact a{color:var(--blue);overflow-wrap:anywhere}.field-pair{gap:14px}.field{margin-bottom:17px}.field label{font-size:13px;font-weight:600;margin-bottom:6px}.field input{font-size:16px;min-height:50px;border-radius:3px;border-color:#aebfd5;padding:11px 12px}.field small{font-size:11px;line-height:1.5;margin-top:5px}.field input[data-phone-entry]{padding-left:48px}.field .phone-entry__error{color:var(--error)}.field input[aria-invalid=true]{border-color:var(--error)}.consent-check{font-size:12px;line-height:1.8;color:var(--muted);gap:10px}.consent-check input{width:18px;height:18px;margin-top:4px}.submit-button{margin-top:21px;font-size:14px;min-height:52px}.submit-note{font-size:10px;line-height:1.7;margin-top:10px}.request-form .enquiry-success h3{font-size:33px}.request-form .enquiry-success .receipt-next h2{font-size:19px}.request-form .enquiry-success p{font-size:14px}
.comparison-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.comparison-grid article{border-top:2px solid #b3c4de;padding:24px 0 0;display:flex;flex-direction:column;min-width:0}.comparison-grid article>span{font-size:10px;color:var(--blue);letter-spacing:.08em;font-weight:700;margin-bottom:16px}.comparison-grid h3{font-size:24px;line-height:1.3;max-width:19ch;margin-bottom:16px}.comparison-grid p{font-size:14px;line-height:1.9;color:var(--muted)}.comparison-grid a{font-size:12px;line-height:1.6;min-height:44px;display:flex;align-items:center;margin-top:auto}.comparison-source{font-size:10px;line-height:1.8;color:var(--muted);margin-top:24px}#angebote{background:#f5f7fb}
.knowledge-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px 65px}.knowledge-grid article{border-color:#b3c4de;padding-top:22px}.article-number{font-size:10px;line-height:1.6;margin-bottom:14px}.knowledge-grid h3{font-size:26px;line-height:1.3;max-width:29ch;margin-bottom:15px}.knowledge-grid p{font-size:15px;line-height:1.9;max-width:56ch}.tax-note{padding:23px 27px;margin-top:36px;border-color:var(--line);background:#f4f7fb;border-radius:4px;gap:22px}.tax-note p{font-size:13px;line-height:1.85}.tax-symbol{font-size:36px}.tax-note h3{font-size:20px}
.calculator-section{background:var(--navy);color:#fff}.calculator-layout{gap:80px}.calculator-section .eyebrow{color:#a8c1fb}.calculator-layout h2{color:#fff}.calculator-layout>div>p:not(.eyebrow){font-size:15px;line-height:1.85;color:#d2ddeb}.calculator-layout .calculator-note{font-size:11px!important;line-height:1.85!important;color:#b9cbe2!important}.calculator{background:#fff;border:0;border-radius:5px;padding:28px;color:var(--navy);box-shadow:none}.calculator-inputs{gap:18px}.calculator output{background:#edf3fe;color:var(--navy);border:0;border-top:1px solid #c3d4ed;border-radius:0;padding:22px;margin-top:12px}.calculator output>strong{font-size:40px;color:var(--blue);letter-spacing:-.04em}.calculator output>span{font-size:12px}.calculator output>small{font-size:11px;color:var(--muted)}
.product-grid{gap:20px}.product{display:flex;flex-direction:column;padding:28px 24px;border-radius:4px;border-color:#ccd8e7}.product.featured{background:#edf3fe;border-color:#b3c8e7}.product-tag{font-size:10px;letter-spacing:.02em;margin-bottom:20px}.product h3{font-size:24px;line-height:1.25;margin-bottom:16px}.product p{font-size:14px;line-height:1.85}.product ul{font-size:12px;line-height:1.9;margin:8px 0 22px}.product .button,.product .text-link{font-size:12px;min-height:46px;margin-top:auto;display:flex;align-items:center}.products .table-footnote{font-size:11px;line-height:1.85;margin-top:22px}
.faq-section{background:#f4f7fb;border-top:1px solid var(--line)}.faq-layout{gap:75px}.faq-layout>div>p:not(.eyebrow){font-size:15px;line-height:1.85}.faq-layout>.faq{min-width:0}.faq summary{font-size:16px;line-height:1.6;padding:20px 29px 20px 0;letter-spacing:-.015em}.faq details p{font-size:14px;line-height:1.85;color:var(--muted);padding-bottom:21px}.faq-layout .secondary-link{font-size:12px}.closing{padding:44px 0;background:#e7effe;color:var(--navy);border-block:1px solid #d1ddf2}.closing h2{font-size:34px;line-height:1.2}.closing .button{background:var(--blue);color:#fff;border-color:var(--blue);font-size:14px}
.site-footer{background:#14263e;color:#fff;padding:50px 0 24px}.site-footer .brand,.site-footer .brand-mark{color:#fff}.site-footer .brand-mark path:last-child{stroke:#8eafff}.site-footer .domain-suffix{color:#adbef0}.footer-main{grid-template-columns:1fr auto;gap:70px}.footer-main>div{max-width:620px}.footer-brand{font-size:32px}.footer-motto{font-size:13px;color:#c8d6e9;margin-top:15px;margin-bottom:21px}.footer-main p{font-size:12px;line-height:1.9;color:#cbd8e9}.footer-main nav{font-size:12px;line-height:1.6;align-content:start}.footer-main nav a{min-height:36px;display:flex;align-items:center;color:#d4deed}.footer-legal{border-color:#ffffff25;font-size:10px;line-height:1.9;color:#b4c5dd;padding-top:22px;margin-top:29px}.footer-bottom{border-color:#ffffff25;font-size:10px;line-height:1.6;color:#b4c5dd;padding-top:17px;margin-top:20px;align-items:center}.footer-bottom .text-button{font-size:10px;line-height:1.5;min-height:36px;color:#d3e0f2;padding:5px 0}
.legal-page{padding:65px 0 80px;min-height:50vh}.legal-page .wrap{max-width:850px}.legal-page h1{font-size:48px;margin-bottom:35px}.legal-page h2{font-size:25px;line-height:1.35;margin:34px 0 16px}.legal-page h3{font-size:20px;margin:25px 0 12px}.legal-page p,.legal-page li,.legal-page address{font-size:15px;line-height:1.9;font-style:normal}.legal-page a{overflow-wrap:anywhere}.legal-page section{margin-top:30px}.legal-page .wrap>section{max-width:none}
.consent-card{border-color:#bdcbe1;color:var(--navy);box-shadow:0 8px 36px #172c4920}.consent-card h2,.consent-card p,.consent-card .privacy-close{color:var(--navy)}.consent-card .privacy-actions button,.consent-card .privacy-save{border-color:#5979b4;color:var(--navy)}.consent-card .privacy-actions [data-privacy-accept]{background:var(--blue);border-color:var(--blue);color:#fff}.consent-card .privacy-actions [data-privacy-accept]:hover{background:#204db4;border-color:#204db4}.consent-card .privacy-actions [data-privacy-reject]:hover{background:#edf3fd}.consent-card a{color:var(--blue)}
.request-form .enquiry-success h3{color:var(--navy)}.request-form .enquiry-success>p,.request-form .receipt-next p{color:var(--muted)}.request-form .enquiry-success .receipt-reference{color:var(--navy);border-color:var(--line)}.consent-card input{accent-color:var(--blue)}
.sr-only,.hp{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip-path:inset(50%);white-space:nowrap}[hidden]{display:none!important}
@media(min-width:1600px){.hero{padding-top:77px}.hero h1{font-size:74px}.hero-photo{height:490px}}
@media(max-width:1100px){.wrap{width:calc(100% - 56px)}.header-row{gap:20px}.brand{font-size:31px}.header-row nav{gap:20px;font-size:13px}.header-row .button-small{padding-inline:13px}.hero-grid{gap:38px;grid-template-columns:1.05fr .95fr}.hero h1{font-size:57px}.hero-lead{font-size:17px}.hero-photo{height:410px}.visual-label{left:-14px;right:12px;padding:22px 20px;gap:12px}.visual-label strong{font-size:33px}.visual-label p{font-size:10px}.request-layout{gap:55px}.duration-rail{gap:25px;grid-template-columns:.85fr 1.65fr}.duration-links{gap:7px}.section-heading{gap:45px}.request-form{padding:30px 27px}.calculator-layout,.faq-layout{gap:50px}.product{padding:25px 20px}}
@media(max-width:900px){html{scroll-padding-top:97px}.header-row{min-height:84px;display:flex;flex-wrap:wrap;gap:12px;padding-block:14px}.header-row .brand{margin-right:auto}.menu-toggle{display:block}.header-row nav{display:none;order:4;width:100%;margin:0;border-top:1px solid var(--line);padding-top:10px;gap:28px;flex-basis:100%}.header-row nav.is-open{display:flex}.header-row .button-small{font-size:12px;min-height:44px}.hero{padding-top:40px}.hero-grid{grid-template-columns:1.05fr .95fr;gap:28px;align-items:start}.hero h1{font-size:47px}.hero-lead{font-size:15px;line-height:1.8}.hero .eyebrow{font-size:9px}.hero-actions{gap:12px}.hero-actions .button{font-size:12px;padding:13px 15px;min-height:48px}.hero-actions .secondary-link{font-size:11px}.hero-reassurance{font-size:11px}.hero-provider{font-size:10px;margin-top:19px}.hero-fineprint{font-size:10px}.hero-visual{padding-bottom:31px}.hero-photo{height:400px;border-radius:5px 34px 5px 5px}.visual-label{left:-10px;right:5px;padding:19px 17px;display:block}.visual-label strong{font-size:32px}.visual-label p{display:none}.duration-rail{grid-template-columns:1fr;gap:19px;margin-top:30px;padding-block:24px}.duration-rail h2{font-size:20px}.duration-rail h2 br{display:none}.duration-links a{min-height:70px}.facts-grid{gap:20px}.fact+.fact{padding-left:22px}.fact>strong{font-size:26px}.fact-label{font-size:9px}.fact p{font-size:11px}.section{padding:60px 0}.request-layout{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:35px}.request-copy h2{font-size:32px}.request-copy>p:not(.eyebrow){font-size:14px}.request-steps strong{font-size:13px}.request-steps small{font-size:12px}.request-note p,.request-note a{font-size:11px}.request-form{padding:26px 22px}.form-step legend{font-size:23px}.term-options{gap:8px}.term-option>span{min-height:81px;padding:13px 5px}.term-option strong{font-size:26px}.form-heading{display:flex}.form-product,.step-counter{font-size:10px}.step-note{font-size:10px}.amount-option>span{font-size:12px}.field-pair{grid-template-columns:1fr;gap:0}.section-heading h2,.calculator-layout h2,.faq-layout h2{font-size:35px}.section-heading>p{font-size:14px}.comparison-grid{gap:25px}.comparison-grid h3{font-size:21px}.comparison-grid p{font-size:13px}.comparison-grid a{font-size:11px}.knowledge-grid{gap:35px}.knowledge-grid h3{font-size:24px}.knowledge-grid p{font-size:14px}.calculator-layout{grid-template-columns:1fr 1fr;gap:35px}.calculator-inputs{grid-template-columns:1fr;gap:0}.product-grid{grid-template-columns:1fr;gap:17px}.product{display:grid;grid-template-columns:1fr 1fr;gap:0 30px;padding:25px 28px}.product-tag,.product h3,.product p{grid-column:1}.product-tag{margin-bottom:10px}.product h3{font-size:25px}.product ul{grid-column:2;grid-row:1/4;margin:0 0 12px}.product .button,.product .text-link{grid-column:2;align-self:end}.faq-layout{gap:40px}.faq summary{font-size:14px}.faq details p{font-size:13px}.closing h2{font-size:30px}.closing .button{font-size:12px}.footer-main{gap:40px}}
@media(max-width:650px){.wrap{width:calc(100% - 36px)}.site-header{backdrop-filter:none}.header-row{min-height:77px;gap:10px;padding-block:12px}.brand{font-size:27px;gap:8px}.brand-mark{width:36px;height:36px}.domain-suffix{font-size:.5em}.header-row .button-small{padding:10px 11px;gap:6px}.header-cta-long{display:none}.header-cta-short{display:inline}.menu-toggle{padding:8px;font-size:11px}.header-row nav{font-size:13px;gap:25px}.hero{padding-top:30px}.hero-grid{grid-template-columns:1fr;gap:26px}.hero h1{font-size:49px;max-width:13ch}.hero-lead{font-size:16px;max-width:38ch;line-height:1.75;margin-top:20px}.hero .eyebrow{font-size:10px;margin-bottom:19px}.hero-actions{margin-top:23px;gap:13px}.hero-actions .button{font-size:14px;min-height:51px;padding:14px 17px}.hero-actions .secondary-link{font-size:12px;min-height:40px}.hero-reassurance{font-size:11px;margin-top:13px}.hero-provider{font-size:11px;margin:20px 0 5px}.hero-fineprint{font-size:10px;max-width:45ch}.hero-visual{padding-bottom:36px;max-width:100%}.hero-photo{height:285px;object-position:50% center;border-radius:4px 30px 4px 4px}.visual-label{left:15px;right:15px;bottom:0;display:flex;align-items:center;gap:20px;padding:17px 20px}.visual-label strong{font-size:31px}.visual-label em{font-size:11px}.visual-label small{font-size:8px;margin-bottom:3px}.visual-label p{display:block;font-size:9px}.duration-rail{margin-top:26px;padding-block:22px;gap:16px}.duration-rail h2{font-size:19px;max-width:29ch}.duration-links{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.duration-links a{min-height:67px}.duration-links strong{font-size:24px}.duration-links span{font-size:10px}.facts-strip{padding:23px 0}.facts-grid{grid-template-columns:1fr;gap:18px}.fact{display:grid;grid-template-columns:110px minmax(0,1fr);gap:1px 18px;align-items:center}.fact+.fact{padding-left:0;border-left:0;padding-top:17px;border-top:1px solid #ffffff25}.fact-label{grid-column:2;grid-row:1;margin:0;font-size:8px}.fact>strong{grid-column:1;grid-row:1/3;font-size:26px}.fact p{grid-column:2;margin:1px 0 0;font-size:10px}.fact strong small{font-size:11px}.facts-strip .source-line{font-size:9px;margin-top:19px}.section{padding:47px 0}.request-layout{grid-template-columns:1fr;gap:28px}.request-copy h2{font-size:36px;max-width:19ch}.request-copy>p:not(.eyebrow){font-size:15px;max-width:43ch;margin-top:18px}.request-copy .eyebrow{font-size:10px;margin-bottom:16px}.request-steps{margin:20px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.request-steps>div{display:block;padding:13px 0 0;border-top:1px solid var(--line);border-bottom:0}.request-steps>div>span{background:none;width:auto;min-width:0;height:auto;display:block;text-align:left;line-height:1.5;font-size:10px;margin-bottom:7px}.request-steps strong{font-size:12px;line-height:1.5}.request-steps small{font-size:10px;line-height:1.7;margin-top:4px}.request-note{display:none}.request-form{padding:27px 22px}.form-step legend{font-size:25px}.form-product,.step-counter{font-size:11px}.form-heading{gap:8px}.step-progress{margin:17px 0 23px}.term-options{gap:9px}.term-option>span{min-height:84px;padding:15px 6px}.term-option strong{font-size:27px}.term-option small{font-size:11px}.step-note{font-size:11px;line-height:1.85}.amount-option>span{font-size:13px;min-height:66px;padding-inline:5px}.field-pair{grid-template-columns:1fr;gap:0}.field label{font-size:13px}.field input{font-size:16px}.consent-check{font-size:12px;line-height:1.85}.submit-button{font-size:14px}.recipient-note{font-size:10px}.section-heading{grid-template-columns:1fr;gap:18px;margin-bottom:28px}.section-heading h2,.calculator-layout h2,.faq-layout h2{font-size:35px;max-width:19ch}.section-heading>p{font-size:14px;max-width:43ch}.comparison-grid{grid-template-columns:1fr;gap:28px}.comparison-grid article{padding-top:21px}.comparison-grid h3{font-size:25px;max-width:24ch}.comparison-grid article>span{margin-bottom:12px;font-size:9px}.comparison-grid p{font-size:14px;max-width:43ch}.comparison-grid a{font-size:12px}.comparison-source{font-size:10px;margin-top:23px}.knowledge-grid{grid-template-columns:1fr;gap:29px}.knowledge-grid article{padding-top:19px}.knowledge-grid h3{font-size:25px;max-width:23ch}.knowledge-grid p{font-size:14px;line-height:1.9}.article-number{font-size:10px;margin-bottom:12px}.tax-note{display:block;padding:21px;margin-top:29px}.tax-symbol{display:none}.tax-note h3{font-size:22px}.tax-note p{font-size:13px}.calculator-layout{grid-template-columns:1fr;gap:25px}.calculator-layout>div>p:not(.eyebrow){font-size:14px}.calculator{padding:24px 21px}.calculator-inputs{grid-template-columns:1fr;gap:0}.calculator output>strong{font-size:39px}.product{display:flex;padding:25px 23px}.product-tag{font-size:10px;margin-bottom:16px}.product h3{font-size:27px}.product p{font-size:14px}.product ul{font-size:12px;margin:8px 0 22px}.product .button,.product .text-link{font-size:13px;width:100%}.faq-layout{grid-template-columns:1fr;gap:25px}.faq summary{font-size:15px;line-height:1.6;padding-block:19px}.faq details p{font-size:13px;line-height:1.9}.closing{padding:32px 0}.closing .wrap{display:flex;flex-direction:column;align-items:flex-start;gap:24px}.closing h2{font-size:31px}.closing .button{font-size:14px;width:100%;justify-content:space-between}.site-footer{padding:38px 0 22px}.footer-main{grid-template-columns:1fr;gap:25px}.footer-brand{font-size:30px}.footer-motto{margin-top:13px}.footer-main nav{display:grid;grid-template-columns:1fr 1fr;gap:2px 20px;font-size:12px}.footer-main nav a{min-height:40px}.footer-legal{margin-top:25px;font-size:10px;line-height:1.9}.footer-bottom{flex-direction:column;align-items:flex-start;gap:6px;font-size:10px}.footer-bottom .text-button{font-size:11px;min-height:36px}.legal-page{padding:39px 0 53px}.legal-page h1{font-size:38px}.legal-page h2{font-size:24px}.legal-page p,.legal-page li,.legal-page address{font-size:14px}.legal-page>section.wrap{width:calc(100% - 36px);padding:0}}
@media(max-width:380px){.wrap{width:calc(100% - 28px)}.header-row{gap:7px}.header-row .brand{font-size:22px;gap:6px}.header-row .brand-mark{width:30px;height:30px}.header-row .button-small{font-size:11px;padding-inline:8px;gap:5px}.menu-toggle{font-size:10px;padding-inline:6px;min-height:42px}.hero h1{font-size:43px}.hero-actions .button{font-size:13px;padding-inline:15px}.hero-visual{padding-bottom:31px}.hero-photo{height:255px}.visual-label{padding:16px;gap:13px;left:11px;right:11px}.visual-label strong{font-size:28px}.visual-label p{font-size:8px}.visual-label em{font-size:10px}.duration-rail h2{font-size:18px}.request-form{padding:24px 17px}.form-step legend{font-size:23px}.form-product,.step-counter{font-size:10px}.amount-option>span{font-size:11px}.term-option strong{font-size:25px}.request-steps{gap:10px}.request-steps strong{font-size:11px}.request-steps small{font-size:10px}.hero-provider{font-size:10px}.hero-reassurance{font-size:10px}.hero-lead{font-size:15px}.section-heading h2,.request-copy h2{font-size:33px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}

/* V2 annotation refinements: mobile navigation, benefit list and duration chooser. */
.header-row>nav{order:1}.header-row>.button-small{order:2}
.header-row>.menu-toggle{order:3;display:none;align-items:center;justify-content:center;flex:0 0 44px;width:44px;height:44px;min-height:44px;padding:0;border-color:#cbd7e7;border-radius:4px;background:#fff}
.menu-icon{display:block;flex:none;color:var(--navy)}
.menu-line{stroke:currentColor;stroke-width:1.8;stroke-linecap:round;transform-box:fill-box;transform-origin:center;transition:transform .18s ease,opacity .12s ease}
.menu-toggle[aria-expanded=true] .menu-line--top{transform:translateY(5px) rotate(45deg)}
.menu-toggle[aria-expanded=true] .menu-line--middle{opacity:0}
.menu-toggle[aria-expanded=true] .menu-line--bottom{transform:translateY(-5px) rotate(-45deg)}
.hero-reassurance{display:grid;grid-template-columns:repeat(3,max-content);gap:18px;list-style:none;padding:14px 0;margin:20px 0 0;border-block:1px solid #d4deec;font-size:12px;line-height:1.55;color:#405570}
.hero-reassurance>li{display:flex;align-items:center;gap:7px;min-width:0}
.hero-reassurance svg{flex:none;display:block;color:var(--blue);stroke:currentColor;stroke-width:1.3;stroke-linecap:round;stroke-linejoin:round}
.duration-rail{grid-template-columns:minmax(230px,.85fr) minmax(0,1.65fr);gap:32px;padding:25px 27px;margin-top:35px;margin-bottom:32px;border:1px solid #c5d4eb;border-radius:7px;background:#eaf0fb}
.rail-kicker{font-size:9px;letter-spacing:.12em;color:#315caa}
.duration-rail h2{font-size:25px;line-height:1.3;max-width:20ch;margin-top:7px}
.rail-note{font-size:12px;line-height:1.7;color:var(--muted);margin:10px 0 0}
.duration-links{gap:9px}
.duration-links a{position:relative;min-height:91px;padding:17px 6px 13px;background:#fff;border-color:#b9cce7;border-radius:5px}
.duration-links a::after{content:'↗';position:absolute;top:6px;right:8px;color:#5f7fb1;font-size:12px;line-height:1}
.duration-links strong{font-size:27px;line-height:1.2}
.duration-links span{font-size:11px;margin-top:5px}
.duration-links a:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.duration-links a:hover::after{color:#d5e2ff}
.duration-links a:focus-visible{outline:3px solid var(--blue);outline-offset:3px;background:#fff;color:var(--navy)}
.duration-links a:focus-visible::after{color:#5f7fb1}
.duration-links a:active{background:#e1eaff;color:var(--navy)}
.v2-page .closing{background:#2859cc;border-color:#2859cc;color:#fff}
.v2-page .closing h2{color:#fff}
.v2-page .closing .eyebrow{color:#e1eaff}
.v2-page .closing .button{background:#fff;border-color:#fff;color:#173a83}
.v2-page .closing .button:hover{background:#edf3ff;border-color:#edf3ff;color:#172c49}
.v2-page .closing .button:focus-visible{outline:3px solid #fff;outline-offset:4px;box-shadow:0 0 0 6px #173a83}
.v2-page .faq summary{padding-right:43px}
.v2-page .faq summary::after{content:'';top:50%;right:0;transform:translateY(-50%);display:block;width:28px;height:28px;line-height:1;background-color:#e1e9f6;background-image:linear-gradient(#2859cc,#2859cc),linear-gradient(#2859cc,#2859cc);background-repeat:no-repeat;background-position:center;background-size:12px 1.5px,1.5px 12px;border-radius:4px}
.v2-page .faq details[open]>summary::after{content:'';background-size:12px 1.5px,0 0}
@media(max-width:1100px){.hero-reassurance{gap:12px;font-size:11px}.duration-rail{grid-template-columns:minmax(210px,.8fr) minmax(0,1.7fr);gap:24px;padding:23px}.duration-rail h2{font-size:23px}}
@media(max-width:900px){.header-row>.menu-toggle{display:inline-flex}.header-row>.button-small{order:2}.duration-rail{grid-template-columns:1fr;gap:20px;margin-top:30px;margin-bottom:27px}.duration-rail h2{font-size:24px;max-width:none}.rail-note{margin-top:6px}.duration-links a{min-height:83px}}
@media(max-width:650px){.header-row{gap:9px}.header-row>.menu-toggle{margin-left:0}.hero-reassurance{grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;font-size:11px;padding:15px 0;margin-top:17px;align-items:start}.hero-reassurance>li{flex-direction:column;align-items:flex-start;gap:7px}.hero-reassurance svg{width:17px;height:17px}.hero-reassurance>li>span{line-height:1.6}.duration-rail{padding:22px 19px;margin-top:28px;margin-bottom:26px;gap:20px;border-radius:6px}.duration-rail h2{font-size:24px;max-width:20ch}.rail-note{font-size:11px;line-height:1.7;margin-top:7px}.duration-links{gap:9px}.duration-links a{min-height:84px;padding:18px 6px 13px}.duration-links strong{font-size:28px}.duration-links span{font-size:11px}.duration-links a::after{font-size:11px;top:7px;right:8px}}
@media(max-width:380px){.header-row{gap:6px}.header-row .brand{font-size:21px;gap:5px}.header-row .brand-mark{width:29px;height:29px}.header-row .button-small{padding-inline:8px;font-size:11px}.header-row>.menu-toggle{flex-basis:42px;width:42px;height:44px}.hero-reassurance{font-size:10px;gap:9px}.duration-rail{padding:20px 15px}.duration-rail h2{font-size:22px}.duration-links{gap:8px}.duration-links a{min-height:79px}.duration-links strong{font-size:26px}}
@media(max-width:900px){.header-row>nav{order:4}}

/* Larger V2 header identity; preserve clear space for enquiry and menu controls. */
.site-header .header-row>.brand{font-size:40px}
.site-header .header-row>.brand .brand-mark{width:50px;height:50px}
@media(max-width:1100px){.site-header .header-row>.brand{font-size:35px}.site-header .header-row>.brand .brand-mark{width:46px;height:46px}}
@media(max-width:900px){.site-header .header-row>.brand{font-size:33px}.site-header .header-row>.brand .brand-mark{width:44px;height:44px}}
@media(max-width:650px){.site-header .header-row>.brand{font-size:30px}.site-header .header-row>.brand .brand-mark{width:40px;height:40px}}
@media(max-width:380px){.site-header .header-row>.brand{font-size:26px;gap:6px}.site-header .header-row>.brand .brand-mark{width:36px;height:36px}}
@media(max-width:350px){.site-header .header-row>.brand{font-size:23px;gap:5px}.site-header .header-row>.brand .brand-mark{width:32px;height:32px}}

/* A complete mobile navigation panel, with a quiet company/contact area. */
.nav-primary-links{display:flex;align-items:center;gap:27px}
.mobile-nav-label,.mobile-nav-arrow,.mobile-menu-extras{display:none}
@media(max-width:1100px){
 .v2-page .header-row>.menu-toggle{display:inline-flex}
 .v2-page .header-row>nav{position:absolute;inset:100% 0 auto;display:none;flex-basis:auto;max-height:calc(100dvh - 93px);overflow-y:auto;overscroll-behavior:contain;margin:0;padding:25px max(28px,calc((100% - 760px)/2)) 22px;background:#fff;border-top:1px solid #d1dce9;border-bottom:1px solid #c4d2e6;box-shadow:0 18px 30px #172c491a}
 .v2-page .header-row>nav.is-open{display:block}
 .mobile-nav-label{display:block;margin-bottom:12px;font-size:11px;line-height:1.5;font-weight:650;letter-spacing:.03em;color:#526780}
 .nav-primary-links{display:flex;flex-direction:column;align-items:stretch;gap:0}
 .nav-primary-links>a{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:56px;padding:10px 0;border-bottom:1px solid #e2e8f1;font-size:20px;line-height:1.4;font-weight:550;letter-spacing:-.025em;color:#172c49}
 .mobile-nav-arrow{display:block;color:#2859cc;font-size:17px}
 .mobile-menu-extras{display:block;padding-top:15px}
 .mobile-route-links{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:19px}
 .mobile-route-links>a{display:flex;align-items:center;min-height:44px;font-size:13px;line-height:1.5;color:#2859cc;font-weight:550}
 .mobile-nav-contact{display:grid;gap:4px;padding:18px 20px;background:#f2f6fb;border-left:3px solid #2859cc}
 .mobile-nav-contact>span{font-size:11px;color:#526780}
 .mobile-nav-contact>strong{font-size:14px;line-height:1.6;font-weight:600}
 .mobile-nav-contact>a{font-size:13px;line-height:1.8;overflow-wrap:anywhere}
 .mobile-nav-contact .mobile-company-link{font-size:12px;margin-top:5px;color:#2859cc}
 .v2-page .header-row nav .mobile-menu-cta{display:flex;align-items:center;justify-content:space-between;width:100%;margin-top:19px;font-size:14px;min-height:52px;padding:14px 18px;color:#fff;text-decoration:none}
 .mobile-nav-legal{display:flex;gap:23px;margin-top:11px}
 .mobile-nav-legal a{display:flex;align-items:center;min-height:39px;font-size:12px;color:#526780}
}
@media(max-width:650px){.v2-page .header-row>nav{padding:21px 22px 16px;max-height:calc(100dvh - 77px)}.nav-primary-links>a{font-size:19px;min-height:53px}.mobile-nav-contact{padding:15px 17px}.mobile-route-links{gap:14px;margin-bottom:14px}}