.direct-hero{background:#f2f6fc;border-bottom:1px solid #d3dfee;padding:48px 0 56px}.direct-hero-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:70px;align-items:start}.direct-copy{padding-top:20px}.direct-copy .eyebrow{font-size:10px;margin-bottom:23px}.direct-copy h1{font-size:clamp(45px,4.05vw,60px);line-height:1.1;letter-spacing:-.055em;font-weight:600;text-wrap:initial}.direct-copy h1>span{color:#2859cc}.direct-lead{font-size:18px;line-height:1.8;margin-top:23px;max-width:38ch;color:#465d7b}.direct-benefits{display:flex;flex-wrap:wrap;gap:10px 20px;list-style:none;padding:18px 0;margin:24px 0 0;border-block:1px solid #cedbed}.direct-benefits li{display:flex;align-items:center;gap:7px;font-size:11px;line-height:1.7;font-weight:500}.direct-benefits svg{flex:none;display:block;stroke:#2859cc;stroke-width:1.3;stroke-linecap:round;stroke-linejoin:round}.direct-compare-link{display:inline-flex;gap:25px;align-items:center;min-height:44px;font-size:12px;font-weight:600;text-decoration:none;margin-top:16px;color:#204da9}.direct-provider{margin-top:27px;padding-left:14px;border-left:2px solid #2859cc}.direct-provider>span{font-size:10px;color:#536983;display:block;line-height:1.6;margin-bottom:3px}.direct-provider>strong{font-size:13px;line-height:1.7;font-weight:600;display:block}.direct-provider p{font-size:10px;line-height:1.7;color:#536983;margin:3px 0 0}.direct-principle{margin-top:40px;background:#172c49;color:#fff;padding:26px 28px;border-radius:4px}.direct-principle>span{font-size:9px;letter-spacing:.11em;line-height:1.6;text-transform:uppercase;color:#c0cfe6}.direct-principle>p{font-size:23px;line-height:1.4;letter-spacing:-.035em;margin:14px 0 25px;text-wrap:balance}.direct-principle>div{display:grid;grid-template-columns:1fr 1fr;gap:20px;border-top:1px solid #ffffff30;padding-top:18px}.direct-principle>div>span{font-size:21px;letter-spacing:-.03em;line-height:1.4;font-weight:550}.direct-principle small{display:block;font-size:9px;font-weight:400;color:#cad7ea;line-height:1.8;letter-spacing:0;margin-top:5px}.direct-form-column{min-width:0}.direct-offer-form{padding:28px 31px;background:#fff;border-top-width:3px;box-shadow:0 15px 45px #172c4909;scroll-margin-top:112px}.direct-offer-form .campaign-form-intro{border-bottom:1px solid #d9e3ef;padding-bottom:17px;margin-bottom:21px}.direct-offer-form .form-overline{font-size:9px;line-height:1.5;letter-spacing:.1em;text-transform:uppercase;font-weight:650;color:#2859cc;margin-bottom:7px}.direct-offer-form h2{font-size:27px;letter-spacing:-.035em;line-height:1.25;font-weight:600}.direct-offer-form .campaign-form-intro>p:last-child{font-size:11px;color:#60718a;line-height:1.7;margin:8px 0 0}.direct-offer-form .field-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.direct-offer-form .field{min-width:0;margin-bottom:16px}.direct-offer-form .field label{font-size:12px;line-height:1.5;margin-bottom:7px;font-weight:550;display:block}.direct-offer-form .field input,.direct-offer-form .field select{width:100%;min-height:48px;border:1px solid #bfcde0;border-radius:3px;padding:11px 12px;font-size:14px;line-height:1.4;background:#fff;color:#172c49;transition:border-color .15s;box-shadow:none}.direct-offer-form .field select{padding-right:25px}.direct-offer-form .field input:hover,.direct-offer-form .field select:hover{border-color:#7a96bc}.direct-offer-form .field input:focus-visible,.direct-offer-form .field select:focus-visible{outline:2px solid #2859cc;outline-offset:2px;border-color:#2859cc}.direct-offer-form .field [aria-invalid=true]{border-color:#9d3035;background:#fffafa}.direct-offer-form .phone-entry input{padding-left:43px}.direct-offer-form .field small{font-size:9px;line-height:1.6;margin-top:5px;display:block}.direct-offer-form .consent-check{display:flex;align-items:flex-start;gap:9px;font-size:10px;line-height:1.8;margin:3px 0 19px;cursor:pointer}.direct-offer-form .consent-check input{width:17px;height:17px;min-width:17px;flex:none;margin:3px 0 0;accent-color:#2859cc}.direct-offer-form .submit-button{width:100%;min-height:54px;font-size:15px;justify-content:space-between;padding-inline:19px}.direct-offer-form .submit-note{font-size:9px;line-height:1.7;margin-top:9px;text-align:center;color:#536983}.direct-offer-form .form-status{font-size:10px;line-height:1.7;margin-top:12px}.direct-offer-form .form-status:empty{display:none}.direct-offer-form .recipient-note{font-size:9px;line-height:1.8;margin-top:12px;padding-top:12px}.direct-offer-form .form-contact{font-size:10px;margin-top:9px}.direct-offer-form .amount-warning{font-size:11px;line-height:1.8;margin:0 0 17px;background:#fff8e8;border-color:#dfcb95}.direct-offer-form .enquiry-success{padding-block:25px}.direct-offer-form .receipt-next h2{font-size:19px}.direct-process{background:#172c49;color:#fff;padding:28px 0}.direct-process>.wrap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:35px}.direct-process article{display:flex;align-items:flex-start;gap:17px}.direct-process article>span{font-size:11px;line-height:1.5;color:#c6d5eb;margin-top:2px}.direct-process h2{font-size:15px;line-height:1.5;font-weight:550;letter-spacing:-.015em;color:#fff}.direct-process p{font-size:11px;line-height:1.8;color:#cbd8eb;margin-top:5px;max-width:29ch}.direct-decision-grid{display:grid;grid-template-columns:1fr 1fr;gap:105px}.direct-decision h2{font-size:42px;line-height:1.15}.direct-decision-grid>div>p:not(.eyebrow){font-size:15px;line-height:1.85;margin-top:22px;max-width:45ch;color:#4b5e76}.direct-decision .button{margin-top:9px;font-size:14px}.direct-checklist article{display:flex;gap:23px;padding:23px 0;border-bottom:1px solid #d5e0ed}.direct-checklist article:first-child{padding-top:0}.direct-checklist article>span{color:#2859cc;font-size:11px;line-height:1.5;margin-top:5px}.direct-checklist h3{font-size:20px;font-weight:550;line-height:1.5}.direct-checklist p{font-size:13px;line-height:1.85;color:#4b5e76;margin-top:7px;max-width:42ch}.direct-faq{background:#f3f6fb;border-top:1px solid #d8e1ee}.direct-faq .faq-layout>div>p:last-child{font-size:14px;color:#4b5e76;margin-top:17px}.direct-offers-page .closing{padding-block:42px}.direct-offers-page .closing .button{justify-content:space-between;min-width:270px}
@media(max-width:1100px){.direct-hero-grid{gap:38px;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr)}.direct-copy h1{font-size:46px}.direct-lead{font-size:16px}.direct-offer-form{padding:26px}.direct-offer-form .field-pair{gap:12px}.direct-offer-form .field label{font-size:11px}.direct-offer-form h2{font-size:25px}.direct-principle{padding:23px}.direct-decision-grid{gap:60px}.direct-benefits{gap:9px 13px}.direct-benefits li{font-size:10px}}
@media(max-width:900px){.direct-hero{padding-top:32px}.direct-hero-grid{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:26px}.direct-copy{padding-top:10px}.direct-copy h1{font-size:38px}.direct-copy .eyebrow{font-size:8px;letter-spacing:.09em}.direct-lead{font-size:14px;line-height:1.8}.direct-offer-form{padding:24px 21px}.direct-offer-form .field-pair{grid-template-columns:1fr;gap:0}.direct-offer-form .field label{font-size:12px}.direct-offer-form .field input,.direct-offer-form .field select{font-size:16px}.direct-offer-form .consent-check{font-size:11px}.direct-principle>p{font-size:21px}.direct-principle>div{grid-template-columns:1fr;gap:16px}.direct-process>.wrap{gap:22px}.direct-process article{gap:12px}.direct-process h2{font-size:13px}.direct-process p{font-size:10px}.direct-decision-grid{gap:40px}.direct-decision h2{font-size:35px}.direct-checklist h3{font-size:18px}.direct-decision .button{font-size:12px}}
@media(max-width:650px){.direct-hero{padding:28px 0 34px}.direct-hero-grid{grid-template-columns:1fr;gap:27px}.direct-copy{padding:0}.direct-copy .eyebrow{font-size:9px;letter-spacing:.1em;margin-bottom:17px}.direct-copy h1{font-size:43px;line-height:1.1;max-width:16ch}.direct-lead{font-size:15px;line-height:1.8;margin-top:18px;max-width:40ch}.direct-benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin-top:20px;padding:14px 0}.direct-benefits li{flex-direction:column;align-items:flex-start;font-size:10px;line-height:1.55;gap:6px}.direct-benefits svg{width:16px;height:16px}.direct-compare-link{font-size:11px;min-height:40px;margin-top:8px}.direct-provider{margin-top:12px;padding-left:11px}.direct-provider>span{font-size:9px;margin-bottom:2px}.direct-provider>strong{font-size:12px;line-height:1.6}.direct-provider p{font-size:9px;margin-top:2px}.direct-principle{display:none}.direct-offer-form{padding:24px 21px;scroll-margin-top:98px}.direct-offer-form .campaign-form-intro{padding-bottom:16px;margin-bottom:20px}.direct-offer-form .form-overline{font-size:9px}.direct-offer-form h2{font-size:26px}.direct-offer-form .campaign-form-intro>p:last-child{font-size:10px}.direct-offer-form .field-pair{grid-template-columns:1fr;gap:0}.direct-offer-form .field{margin-bottom:17px}.direct-offer-form .field label{font-size:12px;margin-bottom:7px}.direct-offer-form .field input,.direct-offer-form .field select{min-height:49px;font-size:16px}.direct-offer-form .consent-check{font-size:11px;line-height:1.85;margin:3px 0 20px}.direct-offer-form .submit-button{min-height:54px;font-size:14px;padding-inline:16px}.direct-offer-form .submit-note{font-size:9px}.direct-offer-form .recipient-note{font-size:9px}.direct-process{padding:24px 0}.direct-process>.wrap{grid-template-columns:1fr;gap:19px}.direct-process article{gap:17px}.direct-process article+article{border-top:1px solid #ffffff25;padding-top:19px}.direct-process h2{font-size:15px}.direct-process p{font-size:11px;max-width:40ch}.direct-decision-grid{grid-template-columns:1fr;gap:29px}.direct-decision h2{font-size:35px}.direct-decision-grid>div>p:not(.eyebrow){font-size:14px;line-height:1.9;margin-top:18px}.direct-decision .button{width:100%;font-size:13px;justify-content:space-between}.direct-checklist article{gap:18px;padding-block:21px}.direct-checklist h3{font-size:20px}.direct-checklist p{font-size:13px}.direct-offers-page .closing{padding-block:32px}.direct-offers-page .closing .button{min-width:0}}
@media(max-width:380px){.direct-copy h1{font-size:37px}.direct-copy .eyebrow{font-size:8px}.direct-lead{font-size:14px}.direct-benefits li{font-size:9px}.direct-offer-form{padding:22px 17px}.direct-offer-form h2{font-size:24px}.direct-offer-form .submit-button{font-size:13px}.direct-offer-form .consent-check{font-size:11px}}

/* Keep the accessible legend out of the layout despite inherited V2 legend sizing. */
.direct-offer-form .form-step>legend.sr-only{position:absolute;width:1px;max-width:1px;height:1px;overflow:hidden;margin:-1px;padding:0;border:0;clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap}
.direct-offer-form .consent-check{font-size:11px}
.direct-offer-form .field input,.direct-offer-form .field select{font-size:16px}

@media(max-width:650px){.direct-copy h1{font-size:clamp(31px,8.6vw,37px);max-width:none}.direct-provider{display:flex;flex-wrap:wrap;gap:1px 5px;align-items:baseline;margin-top:10px}.direct-provider>span{font-size:9px;margin:0}.direct-provider>strong{font-size:10px}.direct-provider p{font-size:9px;margin:0}.direct-lead{margin-top:16px}.direct-hero-grid{gap:23px}}

/* Final presentation polish: readable supporting copy and a distinct duration chooser. */
.direct-offers-page .eyebrow,.direct-copy .eyebrow{font-family:'Public Sans',Arial,sans-serif;font-size:12px;font-weight:600;letter-spacing:.045em;line-height:1.6;text-transform:none}
.direct-offers-page .eyebrow{margin-bottom:19px}
.direct-copy .eyebrow{margin-bottom:23px}
.direct-offer-form .form-overline{font-size:11px;letter-spacing:.045em;text-transform:none;font-weight:600}
.direct-offer-form .campaign-form-intro>p:last-child{font-size:12px;line-height:1.7;color:#4b607c}
.direct-offer-form .field label{font-size:13px;font-weight:550}
.direct-offer-form .field small{font-size:11px}
.direct-offer-form .consent-check{font-size:12px;line-height:1.7}
.direct-offer-form .submit-note,.direct-offer-form .form-status,.direct-offer-form .recipient-note,.direct-offer-form .form-contact{font-size:11px;line-height:1.75;color:#4b607c}
.direct-benefits li{font-size:12px}
.direct-compare-link{font-size:13px}
.direct-principle{margin-top:28px}
.direct-principle>span{font-size:11px;letter-spacing:.045em}
.direct-principle small{font-size:11px;line-height:1.7}
.direct-process p{font-size:13px;line-height:1.7;max-width:32ch}
.direct-process article>span{font-size:12px}
.direct-offers-page .bank-date{font-size:12px;color:#4b607c}
.direct-offers-page .bank-toolbar{display:grid;grid-template-columns:minmax(210px,.75fr) minmax(0,2fr);align-items:center;gap:30px;padding:26px 28px;background:#172c49;border:0;border-radius:6px 6px 0 0;color:#fff}
.bank-toolbar-intro .bank-selector-kicker{display:block;font-size:11px;line-height:1.6;letter-spacing:.03em;color:#c0d1ea;margin:0 0 5px}
.bank-toolbar-intro>strong{display:block;font-size:20px;font-weight:550;letter-spacing:-.025em;line-height:1.35;color:#fff}
.bank-toolbar-intro>p{font-size:12px;line-height:1.6;margin:7px 0 0;color:#c0d1ea}
.direct-offers-page .bank-tabs{width:100%;gap:9px}
.direct-offers-page .bank-tabs button{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;min-height:87px;padding:14px 7px;border:1px solid #617592;border-radius:5px;background:#203957;color:#fff;box-shadow:none;transition:background .15s,border-color .15s}
.direct-offers-page .bank-tabs .bank-term-number{display:block;font-size:26px;line-height:1.2;letter-spacing:-.045em;font-weight:550;color:inherit}
.direct-offers-page .bank-tabs .bank-term-unit{display:block;font-size:12px;line-height:1.5;font-weight:400;color:#d2def0}
.direct-offers-page .bank-tabs button[aria-selected=true]{background:#fff;border-color:#fff;color:#204caa;box-shadow:inset 0 -4px 0 #4c7be2}
.direct-offers-page .bank-tabs button[aria-selected=true] .bank-term-unit{color:#35577f}
.direct-offers-page .bank-tabs button[aria-selected=true]::after{content:'';position:absolute;right:9px;top:7px;width:5px;height:9px;border:solid #2859cc;border-width:0 1.5px 1.5px 0;transform:rotate(45deg)}
.direct-offers-page .bank-tabs button:hover:not([aria-selected=true]){background:#304e73;border-color:#a5bad8;color:#fff}
.direct-offers-page .bank-tabs button:focus-visible{outline:3px solid #b4d0ff;outline-offset:3px}
.direct-offers-page .bank-list-caption{font-size:12px;padding-block:17px}
.direct-offers-page .bank-identity h3{font-size:14px}
.direct-offers-page .bank-identity p,.direct-offers-page .bank-rate small{font-size:12px}
.direct-offers-page .bank-deposit>span,.direct-offers-page .bank-deposit small{font-size:11px;line-height:1.6}
.direct-offers-page .bank-deposit strong{font-size:12px}
.direct-offers-page .bank-details summary,.direct-offers-page .bank-details p,.direct-offers-page .bank-details a,.direct-offers-page .bank-panel-note{font-size:11px;line-height:1.7}
.direct-offers-page .bank-details summary{min-height:30px;padding-top:3px}
.direct-offers-page .bank-disclosure p{font-size:12px;line-height:1.8}
.direct-decision .direct-provider{display:block;margin:28px 0 0;padding:22px 0 0;border-left:0;border-top:1px solid #cedbed}
.direct-decision .direct-provider>span{display:block;font-size:12px;line-height:1.6;color:#526881;margin-bottom:7px}
.direct-decision .direct-provider>strong{display:block;font-size:17px;font-weight:550;letter-spacing:-.02em;line-height:1.5}
.direct-decision .direct-provider>p{font-size:13px;line-height:1.7;margin:5px 0 8px;color:#526881}
.direct-decision .direct-provider>a{display:inline-flex;align-items:center;gap:17px;min-height:36px;font-size:12px;font-weight:550;text-decoration:none}
.direct-offers-page .faq details p{font-size:14px;line-height:1.85}
.direct-offers-page .footer-legal{font-size:12px;line-height:1.8}
@media(max-width:1100px){.direct-offers-page .bank-toolbar{grid-template-columns:1fr;gap:20px;padding:24px}.bank-toolbar-intro{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 15px}.bank-toolbar-intro .bank-selector-kicker{flex-basis:100%;margin:0}.bank-toolbar-intro>p{margin:0}.direct-benefits li{font-size:11px}.direct-copy .eyebrow{font-size:11px}}
@media(max-width:900px){.direct-copy .eyebrow{font-size:11px}.direct-benefits{gap:10px 15px}.direct-process p{font-size:12px}.direct-principle small{font-size:11px}.direct-offers-page .bank-tabs button{min-height:82px}}
@media(max-width:650px){.direct-offers-page .eyebrow,.direct-copy .eyebrow{font-size:11px;letter-spacing:.025em;line-height:1.7}.direct-offer-form .campaign-form-intro>p:last-child{font-size:11px}.direct-benefits li{font-size:11px}.direct-offer-form .consent-check{font-size:12px}.direct-offer-form .field label{font-size:13px}.direct-offer-form .field small{font-size:11px}.direct-process p{font-size:12px;max-width:38ch}.direct-offers-page .bank-toolbar{padding:22px 17px;gap:18px}.bank-toolbar-intro>strong{font-size:21px}.bank-toolbar-intro .bank-selector-kicker{font-size:11px}.bank-toolbar-intro>p{font-size:12px}.direct-offers-page .bank-tabs{gap:9px}.direct-offers-page .bank-tabs button{min-height:78px;padding:11px 6px}.direct-offers-page .bank-tabs .bank-term-number{font-size:25px}.direct-offers-page .bank-tabs .bank-term-unit{font-size:11px}.direct-offers-page .bank-list-caption{font-size:11px;padding:13px 16px}.direct-offers-page .bank-list-caption>span{font-size:10px}.direct-offers-page .bank-identity h3{font-size:13px}.direct-offers-page .bank-identity p{font-size:11px}.direct-offers-page .bank-rate small{font-size:11px}.direct-offers-page .bank-deposit strong{font-size:11px}.direct-offers-page .bank-deposit>span,.direct-offers-page .bank-deposit small{font-size:10px}.direct-offers-page .bank-disclosure p{font-size:11px}.direct-decision .direct-provider{margin-top:25px;padding-top:20px}.direct-decision .direct-provider>strong{font-size:16px}.direct-offers-page .footer-legal{font-size:11px}}
@media(prefers-reduced-motion:reduce){.direct-offers-page .bank-tabs button{transition:none}}